Mission One Million

For anyone who wants to get control of their money and create financial independence for themselves and their family.

College Without Student Loans

Get the book and a free 15 minute consultation with author Dave Smith and learn how to save $50,000 or more per student!
School's In For The Summer Series
Financial Educational Workshops
Catch up. Get Ahead. level up your life.
No charge. No sales pitch. Educational only.
Join us for our "School's In for the Summer" Series!
This isn’t your old summer school detention! At JP Financial Group, Summer School is where the smart ones come to get ahead — and the bold ones come to catch up and make the grade. Gain more clarity and confidence, and learn real strategies to help build your financial future. See you in class!

Workshops are held in June, July, and August, featuring expert speaker Joyce Palmer and valuable resources. Special Guest instructors will join select sessions!

Limited seating: classes will fill fast, so register now to secure your spot!
Attend these workshops and enjoy:
  • Learning practical tips and strategies for financial planning
  • ​Networking opportunities with like-minded women
  • ​Special incentives for early registrants
Class Schedule
JUNE
Strategies to Fix, Fund and Future-Proof Your Retirement
Limited seating: classes will fill fast, so register now to secure your spot!
Bring a friend to class
earn extra credit!

Strategies to Fix, Fund and Future-Proof Your Retirement


June 25th,  12:00 PM - 1:00 PM
JP Financial Group Offices
5821 Fairview Rd Floor G-15
Charlotte NC 28209


Strategies to Fix, Fund and Future-Proof Your Retirement


June 28th,  10:00 AM - 11:00 AM
JP Financial Group Offices
5821 Fairview Rd Floor G-15
Charlotte NC 28209


*Seats Are Limited*
Presented by:
JOYCE PALMER
JP Financial Group 
JULY
"Ladies First: Why Women Can’t Afford to Ignore Long-Term Care"

Limited seating: classes will fill fast, so register now to secure your spot!
Bring a friend to class
earn extra credit!

Ladies First: Why Women Can’t Afford to Ignore Long-Term Care


July 9th,  12:00 PM - 1:00 PM
JP Financial Group Offices
5821 Fairview Rd Floor G-15

Ladies First: Why Women Can’t Afford to Ignore Long-Term Care


July 12th,  10:00 AM - 11:00 AM
JP Financial Group Offices
5821 Fairview Rd Floor G-15
Charlotte NC 28209
*Seats Are Limited*
Presented by:
JOYCE PALMER
JP Financial Group 
AUGUST
ESTATE PLANNING
"Estate planning myths keeping
women from protecting their assets!"

Limited seating: classes will fill fast, so register now to secure your spot!

Estate Planning: 
Protecting and Passing On Your Legacy and Assets


August 21st,  12:30-1:30 PM
JP Financial Group Offices
5821 Fairview Rd Floor G-15
Charlotte NC 28209

Estate Planning:
Protecting and Passing On Your Legacy and Assets


August 24th,  10:00-11:00 AM
JP Financial Group Offices
5821 Fairview Rd Floor G-15
Charlotte NC 28209

*Seats Are Limited*
Presented by:
JOYCE PALMER
JP Financial Group 
AUGUST
"Is Your 401K Failing? Here's the Rescue Plan"

Limited seating: classes will fill fast, so register now to secure your spot!
Bring a friend to class
earn extra credit!

Is Your 401K Failing?  Here's the Rescue Plan


August 13th,  12:00-1:00 PM
JP Financial Group Offices
5821 Fairview Rd Floor G-15
Charlotte NC 28209

Is Your 401K Failing? Here's the Rescue Plan


August 16th,  10:00-11:00 AM
JP Financial Group Offices
5821 Fairview Rd Floor G-15
Charlotte NC 28209

*Seats Are Limited*
Presented by:
JOYCE PALMER
JP Financial Group 
  • Why taxes may be the biggest retirement risk you haven’t planned for
  • ​How to identify (and eliminate) 3 conflicts in your IRA or 401(k)
  • Why today’s market requires specialized planning to meet your retirement goals
  • ​How to calculate the total amount of taxes you may pay on your IRA or 401(k) in retirement
  • Whether creating tax-free income from your current qualified account makes sense for you
  • ​What you should know about the new SECURE Act retirement bill that became effective Jan 1, 2020 
Join us at the 2nd Half Wealth Advisors Meeting Room for an informational Social Security Workshop on Thursday, May 30 from 6:00-7:00

Nearly nine out of ten people age 65 and older are receiving Social Security benefits. For 50% of married couples, and 71% of those unmarried, Social Security makes up more than 50% of their income.1 

Attend Our Social Security Strategies Workshop! The concepts discussed in this course are most suitable for those with investable assets of $100k or more. According to the Social Security Administration, in 2015, more than 28 million retired workers received a reduced benefit because they collected early. 

In order to potentially maximize your retirement benefits, it’s crucial to coordinate your Social Security Benefits with your overall Retirement Income Strategy. 

About Your Instructor
The past 40 years we have been committed to making a positive difference in our client’s lives. Most people don’t have the time, energy or desire to learn about the things that make a drastic difference for their financial future.

Joyce Palmer

Please join your instructor, Joyce Palmer for this educational
event. Using her vast knowledge of financial planning, she has designed this course to give you the important information you need to properly prepare for your retirement. 

"Maximize the Upside, Avoid the Pitfalls" - Barbara Breece.

Barbara is a Lindenwood University graduate with a BS in business administration and spent forty years in corporate America with seven different Fortune 500 companies in areas of purchasing, inventory control, marketing, and human resources.
   
Having believed she had planned well for her retirement by max-funding qualified accounts (401k, IRA, etc,), the instability of the markets, along with unexpected major family medical expenses, changed everything. She is very passionate about her work to help others avoid the same pitfalls.

"Grow Your Money AND Eliminate the Risk" - Phillip Hinds.

After spending a lifetime in the business world, from president of an industrial distribution company to a career change which enabled him to build a 25-year client-focused financial management firm, he strongly believes the principles and concepts outlined in Merle Gilly’s book, My Family Financial Miracle.
 
He now uses Index Universal Life insurance to construct a financial strategy that eliminates the inherent risk otherwise present in all other plans.
These events are designed to provide information on the subjects covered. By attending an event, you may be introduced to how various insurance products can help you reach your overall financial goals.
This presentation is strictly informational. No products will be sold at this event. However, you may be invited to a follow-up financial review where financial and insurance products may be presented to offered. The presenter does not provide specific tax/legal advice and the information presented at this workshop should not be considered as such. You should always consult your tax/legal advisor regarding you own tax/legal situation.

 COPYRIGHT © 2025 - ALL RIGHTS RESERVED
CUSTOM JAVASCRIPT / HTML